Tuesday, November 3, 2009

Self Pay

As I have said before, I'm a self pay patient. I borrowed the money from my retirement (which I already have). The Doctor's office is working with me so I can use my Carnival Cruise Credit card which has turned out to be a Big PAIN in the butt. My Limit is about $5000 so I have to charge a little bit at a time and then pay it. The problem is the credit card company is holding the transaction for like 5 days. I have to be paid in full by the 10th but with them holding the transaction for 5 day and declining the next transaction doesn't look like I'm going to get the 17K points. Boo! My husband and I are still planning to go on a cruise on the 28th of January. That should be after my second fill, so I think it will be ok. I have to learn to control myself. Good Luck to all my new friends who are getting Banded this month. :)


  1. what a clever way to it! my insurance should cover it. but i like your way of thinking... lap band and a cruise!

    every time i want to pay off a cruise i have the same problem with the transaction/clearing that you do. it is so annoying.

  2. I'm also self-pay, but my parents are very, very generously doing it, and I think they are also doing it for credit card points!

    Oh, and your cruise leaves on my birthday - doesn't that mean I get to go with you?!?!?!